Layering Pieces

I am always trying to find the perfect layering tops for winter. I found this new catalog/website that has a few cute things. Most of it isn't really my style, BUT they did have a great turtle neck that is essential to layering with my favorite chunky sweaters. The only think I'm not sure about is the rouching on the sides. Not sure if that would end up "riding up" and not staying on the hips. I'd probably get the graphite color. It may be a good item to wait for a sale.